The most context aware AI agent for consumer finance

Scale omnichannel collections with proAgent

 An AI agent that truly understands your company, products, consumers and compliance

Powered by the Prodigal Intelligence Engine

Customer data
CRM
LMS
Dialer
Email / SMS
External data
Census data
Email open rates
SMS spam rates
Misc. external data

proAgent taps into the Prodigal Intelligence Engine to understand every customer's complete story

PIE connects to all your systems and standardizes data, giving proAgent comprehensive insight into each customer's history, preferences, and payment patterns to drive better outcomes

One agent trained on half a billion customer interactions

Secure omnichannel payment processing

Securely accepts payments through any channel—voice, text, or email. And also works with your existing payment portal or IVR system

Handles all payment scenarios

Payments in full, partial payments, payment plans, and personalized settlement offers - adapting to each customer's financial situation.

Balancing customer experience with effectiveness

Knows when to show understanding during hardship and when to be direct about payment obligations to maximize recovery.

Instant cross-system intelligence

Simultaneously searches your CRM, LMS, policy documentation, and product-specific guidelines and other systems to immediately provide the right answers without putting customers on hold.

Seamless systems integration

Captures and syncs every call detail to CRM and LMS in real-time, with complete accuracy across every interaction.

Personalized omnichannel interactions at scale

Delivers personalized interactions across all channels by leveraging complete customer context

Issue resolution

Precisely detects payment intent and hardship signals, automating resolutions while routing complex cases to human agents.

Use cases

Real-world scenarios where ProAgent directly solves critical challenges for collections and consumer finance teams.

Scale revenue, not headcount

Handle unlimited call volume 24/7 at a fraction of cost, turning more calls into payments without adding headcount.

Expand your self serve options

Give customers the flexibility to make payments, change payment dates, and get answers anytime through natural language.

Personalize every interaction

Turn each interaction into payments by engaging customers through their preferred channels with perfectly-timed, context-aware outreach.

Optimize agent operations

Fully automate routine interactions and enable your best agents to focus on high-value conversations while reducing operational costs.

After-hours support

Never miss a payment. Always have an agent present to attend inbound calls and instantly resolve customers' queries

Offer a seamless customer experience

Deliver consistent service across all channels. Ensure every interaction is noted, eliminating repetitive questions and frustrating handoffs

Reinventing consumer finance through GenAI

We provide intelligence to ensure all your channels work in harmony, boosting recovery rates.

The collections-native AI Agent

Expertise meets AI

Prodigal is built by a world-class team with deep expertise in finance and technology. Our AI engine, trained on the largest specialised dataset in consumer finance, powers all our products. It delivers smarter insights, better decisions, and maximizes payments.

Vertical focus

We specialise in consumer finance, building products tailored exclusively for the industry. Our deep understanding and vertical focus ensure that every solution we create is purpose-built to address the intricate challenges of this space.

Compliance first

We embed compliance at our core, programmatically encoding each customer's regulatory requirements into guardrails that govern all operations. Our software strictly operates within these established parameters.

Personalization at scale

Personalization is one of our central tenets. 
Prodigal’s GenAI tools adapt to each client’s needs, crafting tailored strategies that enhance customer interactions and transform every touchpoint into a personalized experience.

We’re a partner you can rely on

We are fully invested in your success. From setup to optimisation and beyond, our team provides the support and insights you need to make the most of Prodigal. Every customer is assigned a dedicated CSM to ensure personalised support at every step.

Collect more, now.

See proAgent in action

Discover how the proAgent can transform your collections strategy.
Schedule a quick discovery call and see why nearly 100 businesses trust us to deliver results.
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