#1 prioritization solution for data-driven teams

Dynamic prioritization & intelligent payment campaigns.

Break free from outdated practices and stale scores. Increase payments with dynamic and the most accurate Intent-to-Pay scores, built on half a billion interactions.

Increase payments

Smarter prioritization for faster liquidation.

Identify low-effort accounts

Identify and streamline accounts most likely to pay to cost-effective channels.

Spot accounts needing attention

Spot accounts needing extra attention to close and allocate resources efficiently.

Detect low-probability accounts

Pinpoint accounts unlikely to pay early to avoid wasting effort and resources.

Automated intelligent campaigns

Automate dialer queues with intelligent metrics and track liquidation with reports tailored to your workflows.

Identify low-effort accounts

Identify and streamline accounts most likely to pay to cost-effective channels.

Spot accounts needing attention

Spot accounts needing extra attention to close and allocate resources efficiently.

Detect low-probability accounts

Pinpoint accounts unlikely to pay early to avoid wasting effort and resources.

Automated intelligent campaigns

Automate dialer queues with intelligent metrics and track liquidation with reports tailored to your workflows.

Simplify payment plans for consumers, boost profits for your business

Identify low-effort accounts

Identify and streamline accounts most likely to pay to cost-effective channels.

Spot accounts needing attention

Spot accounts needing extra attention to close and allocate resources efficiently.

Detect low-probability accounts

Pinpoint accounts unlikely to pay early to avoid wasting effort and resources.

Automated intelligent campaigns

Automate dialer queues with intelligent metrics and track liquidation with reports tailored to your workflows.

Get best-in-class results.

Trained on the industry’s largest interaction dataset to deliver the best accuracy and precision.

Upto

12%

more digital engagement

Upto

10%

more payments

Upto

more agent effectiveness

Elevate your models and prioritization strategy.

We provide the critical attributes to make your models twice as effective and efficient.

Borrower sentiment

Prodigal captures borrower sentiment, life events, and behavioral data and directly feeds them into scores.

Omnichannel data

Every key interaction - call, email, text, chat, payment portal - is factored in to accurately determine borrower intent.

Dynamic scoring

The scores are auto-adjusted after each interaction based on the borrower's intent.

Get the most accurate picture of your consumer and their behavior.

Uncover consumer trends

With our data model, we create the most up-to-date and accurate borrower personas with their unique financial situations.

Actionable payment insights

Using rich attributes defined and organized for every consumer profile, we extract the insights you need for driving more payments.

Personalized treatment strategies

Leverage the insights to personalize consumer treatments for driving more payments with lower cost and better margins.

Why Prodigal?

Why choose Prodigal?

We are the pioneers of consumer finance intelligence and one of the first AI companies in the industry. We understand your business and unique challenges.

Superior models

Trained on over half a billion interactions and purpose-built for lending and collections. We further fine-tune our models as per your portfolio for the best results.

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Deeper insights into accounts

By analyzing unstructured voice data, we uncover key insights into borrowers' unique financial situations, enhancing the accuracy of our models even further.

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Operations made easy

We customize the score delivery to fit your tech stack and workflows. And if you need help to operationalize the scores, we can do that too.

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Why our customers love us?

Prodigal has been an important partner in our data-driven evolution. The information its platform provides, we've gained valuable insights that we can leverage to both improve our operations and provide meaningful insights to our clients.

Mark Boich

Director of Strategic Operations,

Harris & Harris

Working with Prodigal has been an exceptional experience from start to finish. The installation and rollout of their platform were remarkably smooth, demonstrating their commitment to simplicity and efficiency.

Michelle Correal

Director,

TimePayment

With Prodigal, we've seen a jump in payments and up to a 25% increase in other critical agent effectiveness areas, like compliance scores, rebuttals, and objections.

Paul Allen

Chief Operating Officer,

FFAM360

Prodigal made our Annuity One platform that much more powerful. Prodigal innovates with us and their technology is so accurate that we can customize it to fit our needs.

Tim McCarthy

CEO,

Annuity Health

We have been using Prodigal's intent-to-pay score on our inventory and it has improved our liquidation rates and reduce the amount of time that it takes to collect.

Don Strobel

Chief Operating and Strategy Officer,

RevCycle