AI exclusively for consumer finance

Maximize payments with personalized treatment.

Boost payments and drive meaningful engagement with personalized strategies and plans tailored for your consumers using our intelligence.

Increase payments with AI purpose-built for you.

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Channel optimization

Target the right channel, timing, content, and frequency for each customer to boost payments.
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Dynamic prioritization

Get dynamic propensity to pay scores so you can improve segmentation and increase payments.
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Personalized payment plans

Use data-backed, tailored offers for each borrower to maximize collections and repayment commitment.
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Agent co-pilot & training

Real-time agent assist and speech analytics platform purpose-built for sourcing insights to increase revenue.

Unmatched results with AI built on half a billion interactions.

Upto
27%
More digital engagement
Upto
16%
More payments
Upto
30%
More agent effectiveness

Because we’re purpose-built for you, you get:

Industry specialization

Prodigal is the only AI built for consumer finance - trained on half a billion consumer finance interactions.

Human-like accuracy

Get superhuman precision from a unique combination of your raw data, key industry data, and Prodigal’s proprietary data.

More payments

Your top priority goal is our main focus, i.e., getting more payments. All our products are built to drive more payments.

Get the most accurate picture
of your consumer and their behavior

Get the most accurate picture
of your consumer and their behavior

Uncover consumer trends

With our data model, we create the most up-to-date and accurate borrower personas with their unique financial situations.

Actionable payment insights

Using rich attributes defined and organized for every consumer profile, we extract the insights you need for driving more payments.

Personalized payment strategies

Leverage the insights to personalize consumer treatments for driving more payments with lower cost and better margins.
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Why do our customers love us?

Prodigal has been an important partner in our data-driven evolution. The information its platform provides, we've gained valuable insights that we can leverage to both improve our operations and provide meaningful insights to our clients.

Mark Boich
Director of Strategic Operations,
Harris & Harris

The same team I had before Prodigal ProNotes now handles 20% more calls. This result alone more than pays for the solution.

Pran Navanandan
Founder,
Halsted Financial

Working with Prodigal has been an exceptional experience from start to finish. The installation and rollout of their platform were remarkably smooth, demonstrating their commitment to simplicity and efficiency.

Michelle Correal
Director,
TimePayment

With Prodigal, we've seen a jump in payments and up to a 25% increase in other critical agent effectiveness areas, like compliance scores, rebuttals, and objections.

Paul Allen
Chief Operating Officer,
FFAM360

Prodigal made our Annuity One platform that much more powerful. Prodigal innovates with us and their technology is so accurate that we can customize it to fit our needs.

Tim McCarthy
CEO,
Annuity Health

With Prodigal, we’re confident that we’re catching 100% of all issues and we no longer have to search for a needle in a haystack since we can zoom in on problematic calls or issues immediately.

Shaun Ertischek
Chief Compliance Officer and General Counsel,
Cascade

We have been using Prodigal's intent-to-pay score on our inventory and it has improved our liquidation rates and reduce the amount of time that it takes to collect.

Don Strobel
Chief Operating and Strategy Officer,
RevCycle

Prodigal's approach to call scoring is a game-changer! Their accuracy and flexibility has greatly improved the efficiency of our QA process.

Chris Schumacher
CEO,
Optio Solutions

Rated 4.9 out of 5 on G2 – the largest and most trusted software marketplace.

Easy integrations to onboard you within weeks.

We understand that software onboardings are complicated. But, we’ve solved for that too.

Expert security and data protection.

You can rest assured knowing that the confidentiality, integrity, and availability of your data is protected according to rigorous industry standards.
Collect more, now.

Not ready to make a decision? 
No worries, schedule a solution explainer call.

Transform your strategy and operations with the only genAI purpose-built for the consumer finance industries, schedule a solution explainer call.
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